| Find Us

Money problems can affect anyone but there are certain credit issues, such as missed payments, defaults, county court judgements and bankruptcy, which can make it more difficult to secure a mortgage, especially as these days, mortgage companies are likely to favour customers with good credit histories, perfect work records and large deposits.

Mortgages for people with adverse credit ratings.

The good news is there some lenders out there that are willing to provide mortgages to clients with a less than perfect credit history. The products that are currently on offer to people with previous credit issues are also not as costly as they have been in the past. In fact, depending on your circumstances, you could be offered a product which is not too far away from a mainstream mortgage in terms of rate/overall cost.

How can Personal Mortgage Solutions help?

Whilst we can't guarantee a successful mortgage application we will do our very best to maximise your chances through impartial, professional advice and guidance.  Our in-depth knowledge of the mortgage market means we know the lenders most likely to take into account your personal circumstances, whilst also securing the very best deal we can for you.


To find out how Personal Mortgage Solutions can help if you have had or currently have credit issues simply call 0800 345 7075 or email info@personalmortgagesolutions.co.uk

Copyright © 2024 Personal Mortgage Solutions. All Rights Reserved

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we charge a fee of £995 for arrangement of your mortgage, however the actual fee will depend on your circumstances and will not exceed 3% of the mortgage amount. The fees may be waived subject to the terms of the fee waiver agreement.

Personal Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 618512.

Registered Office: Personal Mortgage Solutions, Willoughby House, 2 Broad Street, Stamford, Lincolnshire, PE9 1PB. Registered Company Number: 8841811. Registered in England & Wales.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Calls may be recorded for training and monitoring.

To view our Privacy Policy, please click here