| Find Us

Ensuring that your family and those closest to you are protected in the event of an unexpected life event, such as death, illness, injury or unemployment is an entirely natural instinct. Personal Mortgage Solutions can help you to understand the range of protection policies available - from Life Cover, Critical Illness Cover and Income Protection to Unemployment Cover and Private Medical Insurance.

As an impartial protection broker we can offer completely unbiased advice based on your individual needs and circumstances. We are able to search the whole of the marketplace to find you the best possible product, based on your requirements, at the very best price.

Protection policies available:

Life Insurance

Pays a tax free lump sum and can be used to pay off a mortgage (or other outstanding debt), or simply to provide your family with a lump sum upon death.

Critical Illness Cover

A policy closely related to life insurance but dealing specifically with life threatening, life-limiting or other serious illnesses. Under this cover you can expect to receive a tax-free ‘lump sum’ – or one-off payment – if you’re diagnosed with one of the illnesses specifically covered by your policy. Again this policy can be used to protect a mortgage or simply to pay a lump sum.

Income Protection

Pays out a regular income in the event you are unable to work due to an accident or illness. This policy will continue to pay out until either you are well enough to return to work, you are no longer with us (in which case your life insurance will pay out) or until the end date of the policy (typically your normal retirement age). 


ASU stands for Accident Sickness and Unemployment insurance. This is a policy designed to provide cover against losing your income through accident, sickness or redundancy and will normally provide a monthly benefit for a particular term (typically 1-2 years).


Personal Mortgage Solutions can help you find the right Protection Cover at the right price. Call now 0800 345 7075 or email info@personalmortgagesolutions.co.uk for further details.


As with all insurance policies, conditions and exclusions will apply.

Copyright © 2024 Personal Mortgage Solutions. All Rights Reserved

Your home may be repossessed if you do not keep up repayments on your mortgage.

Typically we charge a fee of £995 for arrangement of your mortgage, however the actual fee will depend on your circumstances and will not exceed 3% of the mortgage amount. The fees may be waived subject to the terms of the fee waiver agreement.

Personal Mortgage Solutions Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Personal Mortgage Solutions, Willoughby House, 2 Broad Street, Stamford, Lincolnshire, PE9 1PB. Registered Company Number: 8841811. Registered in England & Wales.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Calls may be recorded for training and monitoring.

To view our Privacy Policy, please click here