Ensuring that your family and those closest to you are protected in the event of an unexpected life event, such as death, illness, injury or unemployment is an entirely natural instinct. Personal Mortgage Solutions can help you to understand the range of protection policies available - from Life Cover, Critical Illness Cover and Income Protection to Unemployment Cover and Private Medical Insurance.
As an impartial protection broker we can offer completely unbiased advice based on your individual needs and circumstances. We are able to search the whole of the marketplace to find you the best possible product, based on your requirements, at the very best price.
Protection policies available:
Pays a tax free lump sum and can be used to pay off a mortgage (or other outstanding debt), or simply to provide your family with a lump sum upon death.
Critical Illness Cover
A policy closely related to life insurance but dealing specifically with life threatening, life-limiting or other serious illnesses. Under this cover you can expect to receive a tax-free ‘lump sum’ – or one-off payment – if you’re diagnosed with one of the illnesses specifically covered by your policy. Again this policy can be used to protect a mortgage or simply to pay a lump sum.
Pays out a regular income in the event you are unable to work due to an accident or illness. This policy will continue to pay out until either you are well enough to return to work, you are no longer with us (in which case your life insurance will pay out) or until the end date of the policy (typically your normal retirement age).
ASU stands for Accident Sickness and Unemployment insurance. This is a policy designed to provide cover against losing your income through accident, sickness or redundancy and will normally provide a monthly benefit for a particular term (typically 1-2 years).
Personal Mortgage Solutions can help you find the right Protection Cover at the right price. Call now 0800 345 7075 or email firstname.lastname@example.org for further details.
As with all insurance policies, conditions and exclusions will apply.